Articles About Tele

Prepaid Cell Phone Plans – Are They For You?

Most Americans have cell phone plans with contracts that call for a certain number of minutes per month.

For example, your plan might include 450 minutes per month. If you go over that limit, you pay extra for the extra minutes. Use fewer than the 450 and, chances are, you lose the minutes you didn't use.

An alternative to this kind of plan, that's becoming increasingly popular with some Americans is a prepaid plan, often called pay-as-you-go. In this type of plan, you pay in advance for a certain number of minutes, then use them at your own pace. The advantages to this is that there are no surcharges, and you never have to worry about going over an allotted number of minutes. The way these plans work is that you contact a service provider, and load minutes into your account. There is no contract and no big penalty if you drop out.

You could talk 500 minutes one month, and 200 the next. You will find that with some of the cell phone service providers, your unused minutes expire at the end of the month in which you purchased them. However, with others, you can roll over your the unused minutes – so long as you buy new minutes the next month.

This concept makes good sense for a lot of people. For example, there are many Americans who carry a cell phone for use only in emergencies or for short calls home. So even those plans that offer 250 minutes don't make sense for them. There are also families who want to control how much time their kids spend on their cell phones. And if you're on a budget, a pay-as-you-go plan will save you money as there are never those weird surcharges that can run up a $39.95 plan to more than $50.00 a month.

Most of the major carriers have new or expanded versions of prepaid plans. If you feel that one of these plans might make sense for you, contract several different companies for information as there are vast differences in pricing. For example, some carriers charge a flat fee per minute. In some cases the cost per minute goes down, the more minutes you buy.

On the other hand, there are other companies that charge much less per minute, buy levy a daily rate regardless of use. Some of these plans allow roaming and some don't. Finally, unless you already have a handset that works with the pay-as-you-go plan you have chosen, you will probably pay more for the cell phone itself. This is because wireless companies heavily subsidize these phones, knowing that their customers will be locked into their service for 12 or even 24 months.

The major downside to prepaid plans is that you will most likely pay more per minute. For example, the Cingular GoPhone plan costs $0.25 per minute. In comparison its Nation 450 with Rollover gives you 450 anytime minutes for about $0.08 per minute (plus 5,000 nights and weekend minutes and unlimited calls to toher Cingular subscribers). Of course, requires a two-year contract and any minutes over the 450 per month will be billed at a cost of $0.45 each.

Monthly service plans are probably still the best bet for most people. But if you feel you are using your cell phone less than 300 minutes a month, or just prefer to not have a contract or a monthly bill, a prepaid plan just might be what the doctor ordered.

For FREE help with debt and other financial issues, subscribe today to Douglas Hanna's free email newsletter "8 Simple Steps to Debt Relief" at http://www.all-in-one-info.com

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

MORE ARTICLES:

Telecommunication Business of Your Own Will Lower Your Phone Bill
A Telecommunication Business allows you the possibility of making money every time you pick up the phone, or go onto the internet. People say it is impossible, but is it.

How New Phone Technology Software Can Help Your Business
You can use new phone technology to make your business run more efficiently than ever before This includes software that you can use right from your own computer to make automated calls to business

Cell Phone Abuse: Are You A Victim?
Like millions of others, you may be the victim of cell phone abuse. What is cell phone abuse? Let's say you're in a public place trying to concentrate on something or having a face-to-face conversation or just enjoying a peaceful moment when a stranger 5-10 feet away starts talking on his or her cell phone.

Smart and friendly Pocket PC phone
Spb Mobile Shell Review

Ultimate Bet Pro Phil Hellmuth Goes Head-to-Head With Cell Phone Users
Ultimate Bet pro Phil Hellmuth announces the launch of updated mobile Texas Hold'em application.

Buying A Cell Phone – Making Smart Choices
Whether you're buying your first cell phone, upgrading to a newer one or contemplating a new cell phone plan, it's a good idea to thoroughly research your purchase. There are a multitude of companies, cell phone plans and rates available.

Cell Phone Headsets - 4 Surefire Tips To Finding The Right Set For Hands-Free Convenience
Selections

Unlimited by Boost(R) Flat-Rate Wireless Service Now Available in New Orleans: Boost Mobile's Unlimited Local and Long Distance Wireless Phone S
Boost Mobile(R), a wholly-owned division of Sprint Nextel (NYSE:S), today announced the New Orleans launch of Unlimited by Boost(R), a wireless calling plan that provides unlimited local and nationwide long distance calling and text messaging from a large home calling area for a fixed monthly price.

63336 Breaks into the Top Ten Most Valuable Mobile Phone Numbers
IssueBits, the provider of the AQA (Any Question Answered) 63336 text question and answer service, today announces that according to leading UK network operators O2, Orange, Three and Vodafone, 63336 is now one of the top ten most valuable numbers in the UK, ranked by numbers of texts sent and also consumer spend. IssueBits also announces that AQA acquired its millionth customer on 3rd June 2007.

Best Direction, Inc. Launches Shoot'em Poker, a Cell Phone Game That Combines the Intelligence of Poker with the Skill of a Shooting Game
Best Direction, Inc., a premiere creator of exceptional cell phones games and the publisher of the highly successful 300 Bowl, today announces the latest in a series of creative games, with the availability of their new application, Shoot'em Poker, developed for worldwide distribution on BREW(R) and JAVA(R) handsets. The first distribution of the game on a major wireless carrier is set to occur on July 12, 2007, with the launch of Shoot'em Poker on Verizon Wireless(R).

VONaLink ScreenPop - VoIP Software to Restrict Outbound Phone Numbers
VONaLink ScreenPop software works with any SIP based VoIP phone system to restrict the dialing out of undesired phone numbers.

World-Check to Host Compliance Seminar in London Ahead of 3rd EU Money Laundering Directive
World-Check, the leading global provider of structured risk intelligence, will be hosting a compliance seminar aimed at lawyers and compliance professionals ahead of the 3rd EU Money Laundering Directive, which will come into effect on the 15th of December 2007.

Is Internet Phone Service (VoIP) Worth the Switch?
You've seen the advertisements. You probably know at least one person who has tried it, but is Voice Over Internet Protocol (VoIP), a.k.a. Internet phone or digital phone, for you? Let's face it. Your traditional phone service works pretty well, so why switch? The answer is savings. Let's start with the basic monthly plan. The average monthly residential Internet phone plan is approximately $25/month. Business plans are roughly double the residential rate. Usually included within this price are loads of free features like voice mail, call waiting, three way calling, caller id, and call forwarding. Traditional phone service ranges from approximately $15/month to $60/month depending upon add-ons, long distance, taxes, and surchar...

Synchronica Mobile Gateway 3.5 Brings Mobile Email to Any Phone
Synchronica plc, international provider of mobile email and synchronization solutions, has announced that the latest version of its ground-breaking mobile email middleware Mobile Gateway 3.5 now incorporates an email-to-SMS gateway expanding support for push email to more than 3 billion phones including the most basic handsets on the market.

Free Ringtones For Your T-mobile Phone
In the industrialized world, mobile phone is a necessity. With the way telecommunication changes from time to time, more and more cell phone technologies are designed to meet customer demands. In bringing new features and innovative ideas, truly, mobile devices are such an attraction to consumers.